Ernest Session

Allstate Agency Owner

Business Communications, Office and Operations, Business Improvement, Growth Strategy, Increasing Profitability, Compensation Management, PR, Channels and Alliances, Customer Relationship Management, Branding Advertising

Committed to Christ centered servant leadership, combining excellence and experience. B. S. In Sociology 1984 from Coker College, Hartsville, SC .Ernest has been married to the former Marva Carr for the past 28 years, and they have 3 children, and 4 wonderful grandchildren.Ernest started his journey as a social worker with the SC department of social services before leveraging his ability to relate to people of all social, ethnic, and economic backgrounds into an entrepreneur endeavor in 1989 as a self employed Insurance and financial services business owner.He grew that business from scratch (zero) clients and $5000 capital to over 2000 clients and annualized sales of over $2,000,000 in premium.He sold that business in 2000 to become a business consultant with the Allstate Corporation, where he successfully drove results to grow and manage a $70,000,000 market while consulting with 25 entrepreneur insurance agents. Ernest Purchased another insurance agency and successfully merged it with yet another agency which he currently manages , serving over 3000 clients with over $4,000,000 in annual sales. He is a business consultant.Community leader, past chair Sumter Pregnancy center, MH Newton Family Life center, JMBC Deacons ministry, member of numerous other boards. Sumter Chamber of commerce over 20 years His commitment is to take his lifelong experiences as a business owner, leader, and consultant to help other people to better run more successful businesses by the book leveraging his successes and failures equally.

Posts by Ernest Session

How to Determine the Correct Amount of Life Insurance


Allow me to begin this article with a story of why I sell life insurance. Early in my career I met several times with a young couple in their early thirties with 3 young children to determine their need for life insurance. We landed on $138,000 and wrote a policy which was then rated higher than expected due to health concerns. The insured was uncertain they wanted to pay the higher cost, but after some conversation agreed to go with the policy. Three months later we got “The call”, the wife had died suddenly leaving the husband with 3 young…

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